Abstract
QR codes are widely utilized in digital transactions; however, substantial security risks are increased by QR-based phishing (quishing) attacks. Existing attack detection techniques depend on a single modality-either analysis of URLs or visual inspection of QR codes causing high false-positive rates. Furthermore, attackers exploit mechanisms that bypass either of these techniques. This paper proposes CAAMF, a Conflict-Aware Adaptive Multimodal Fusion framework which combines different layers for URL risk assessment, visual integrity analysis, and conditional anomaly resolution into a unified pipeline. The URL scoring layer utilizes LightGBM with threat intelligence, the visual layer uses lightweight Convolutional Neural Networks (CNN) to detect tampering, and Isolation Forest acts as a conditional conflict resolver among disagreements between detection modalities. The results demonstrate an accuracy of 95.9 %, an AUC of 0.982, and a false-positive rate of 2.4 %, outperforming the evaluated baseline models. The conflict-aware adaptive fusion framework is significantly optimized for deployment in real-time (less than 25 ms inference) applications in UPI payment and enterprise security.References
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